Which plan is right for you?

Download our FREE health insurance guide and discover which plan will work best for you and your family.

Choose the right option:

Choosing health insurance doesn't have to be hard. Omni Lifetime Health helps you navigate the complexities of healthcare and choose the plan that works best for you!

We help you every step of the way.

Our Omni Lifetime Health licensed insurance agents guide you from start to finish—helping you compare plans, understand benefits, and complete your enrollment with confidence.

01

Determine your eligibility with the Affordable Care Act (ACA).

Your ACA eligibility is based on your income. See our chart for current rates.

02

Choose the category you best fit into based on your income.

You can select between public plans (ACA or employee sponsored) or private plans.

03

Call us to verify and select a plan under your category.

Our certified insurance professionals are standing by to help guide you!

Public or Private Health Insurance?

the ACA

The Affordable Care Act (ACA) makes health coverage accessible for individuals and families who don’t have employer benefits. Marketplace plans include essential health benefits and may qualify for income-based subsidies that lower monthly costs. Enrollment opens each year, with special enrollment available after major life events like marriage, childbirth, or job loss.

Employer coverage

Employer-sponsored insurance—also called group coverage—is offered through your workplace and usually costs less for individuals than private plans. Employers often pay part of the premium, making it an affordable way to cover medical, dental, and vision needs. Employer health plans usually focus on the employee, so adding dependents can make family coverage more expensive.

PRIVATE INSURANCE

Private health insurance is purchased directly from companies instead of through the government or an employer. These plans are ideal for self-employed individuals or families wanting more flexibility and control. You can choose from national or regional providers offering wider doctor networks, lower deductibles, and strong nationwide coverage. Many plans include extras like dental, vision, or telehealth—giving you more ways to customize your care.

Don't Forget

Health insurance is only a part of your overall health. When deciding which plan to go with, also consider the Dental and Vision parts of the plan. Both public and private health insurance have advantages and drawbacks when regarding dental benefits and vision options. Check out our guides below and contact us to help you navigate your options.

Dental Vision